Die neue Pfändungstabelle: Pfändungsfreigrenzen im Überblick!

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Zum 1. Juli 2025 tritt eine neue Pfändungstabelle in Kraft. Im Zuge dessen werden die Pfändungsfreibeträge angehoben. Es handelt sich dabei um den Anteil des Arbeitseinkommens eines Schuldners, welcher nicht gepfändet werden kann. Der Pfändungsfreibetrag wird auf einen Betrag von 1.559,99 Euro steigen.

Neue Pfändungstabelle ab 1. Juli 2025

Der nachfolgenden Pfändungstabelle können Sie die Pfändungsfreigrenzen entnehmen, welche in Deutschland zum 1. Juli 2025 in Kraft treten. Die nächste Anpassung wird vermutlich zum ersten Juli 2026 erfolgen:

monatlicher NettolohnPfänd­barer Be­trag nach An­zahl der unter­halts­be­rech­tig­ten Per­so­nen
von ... €von ... €01234ab 5
01559,99000000
1560,001569,993,5000000
1570,001579,9910,5000000
1580,001589,9917,5000000
1590,001599,9924,5000000
1600,001609,9931,5000000
1610,001619,9938,5000000
1620,001629,9945,5000000
1630,001639,9952,5000000
1640,001649,9959,5000000
1650,001659,9966,5000000
1660,001669,9973,5000000
1670,001679,9980,5000000
1680,001689,9987,5000000
1690,001699,9994,5000000
1700,001709,99101,5000000
1710,001719,99108,5000000
1720,001729,99115,5000000
1730,001739,99122,5000000
1740,001749,99129,5000000
1750,001759,99136,5000000
1760,001769,99143,5000000
1770,001779,99150,5000000
1780,001789,99157,5000000
1790,001799,99164,5000000
1800,001809,99171,5000000
1810,001819,99178,5000000
1820,001829,99185,5000000
1830,001839,99192,5000000
1840,001849,99199,5000000
1850,001859,99206,5000000
1860,001869,99213,5000000
1870,001879,99220,5000000
1880,001889,99227,5000000
1890,001899,99234,5000000
1900,001909,99241,5000000
1910,001919,99248,5000000
1920,001929,99255,5000000
1930,001939,99262,5000000
1940,001949,99269,5000000
1950,001959,99276,5000000
1960,001969,99283,5000000
1970,001979,99290,5000000
1980,001989,99297,5000000
1990,001999,99304,5000000
2000,002009,99311,5000000
2010,002019,99318,5000000
2020,002029,99325,5000000
2030,002039,99332,5000000
2040,002049,99339,5000000
2050,002059,99346,5000000
2060,002069,99353,5000000
2070,002079,99360,5000000
2080,002089,99367,5000000
2090,002099,99374,5000000
2100,002109,99381,5000000
2110,002119,99388,5000000
2120,002129,99395,5000000
2130,002139,99402,5000000
2140,002149,99409,5000000
2150,002159,99416,504,890000
2160,002169,99423,509,890000
2170,002179,99430,5014,890000
2180,002189,99437,5019,890000
2190,002199,99444,5024,890000
2200,002209,99451,5029,890000
2210,002219,99458,5034,890000
2220,002229,99465,5039,890000
2230,002239,99472,5044,890000
2240,002249,99479,5049,890000
2250,002259,99486,5054,890000
2260,002269,99493,5059,890000
2270,002279,99500,5064,890000
2280,002289,99507,5069,890000
2290,002299,99514,5074,890000
2300,002309,99521,5079,890000
2310,002319,99528,5084,890000
2320,002329,99535,5089,890000
2330,002339,99542,5094,890000
2340,002349,99549,5099,890000
2350,002359,99556,50104,890000
2360,002369,99563,50109,890000
2370,002379,99570,50114,890000
2380,002389,99577,50119,890000
2390,002399,99584,50124,890000
2400,002409,99591,50129,890000
2410,002419,99598,50134,890000
2420,002429,99605,50139,890000
2430,002439,99612,50144,890000
2440,002449,99619,50149,890000
2450,002459,99626,50154,890000
2460,002469,99633,50159,890000
2470,002479,99640,50164,891,49000
2480,002489,99647,50169,895,49000
2490,002499,99654,50174,899,49000
2500,002509,99661,50179,8913,49000
2510,002519,99668,50184,8917,49000
2520,002529,99675,50189,8921,49000
2530,002539,99682,50194,8925,49000
2540,002549,99689,50199,8929,49000
2550,002559,99696,50204,8933,49000
2560,002569,99703,50209,8937,49000
2570,002579,99710,50214,8941,49000
2580,002589,99717,50219,8945,49000
2590,002599,99724,50224,8949,49000
2600,002609,99731,50229,8953,49000
2610,002619,99738,50234,8957,49000
2620,002629,99745,50239,8961,49000
2630,002639,99752,50244,8965,49000
2640,002649,99759,50249,8969,49000
2650,002659,99766,50254,8973,49000
2660,002669,99773,50259,8977,49000
2670,002679,99780,50264,8981,49000
2680,002689,99787,50269,8985,49000
2690,002699,99794,50274,8989,49000
2700,002709,99801,50279,8993,49000
2710,002719,99808,50284,8997,49000
2720,002729,99815,50289,89101,49000
2730,002739,99822,50294,89105,49000
2740,002749,99829,50299,89109,49000
2750,002759,99836,50304,89113,49000
2760,002769,99843,50309,89117,49000
2770,002779,99850,50314,89121,49000
2780,002789,99857,50319,89125,49000
2790,002799,99864,50324,89129,49000
2800,002809,99871,50329,89133,492,3100
2810,002819,99878,50334,89137,495,3100
2820,002829,99885,50339,89141,498,3100
2830,002839,99892,50344,89145,4911,3100
2840,002849,99899,50349,89149,4914,3100
2850,002859,99906,50354,89153,4917,3100
2860,002869,99913,50359,89157,4920,3100
2870,002879,99920,50364,89161,4923,3100
2880,002889,99927,50369,89165,4926,3100
2890,002899,99934,50374,89169,4929,3100
2900,002909,99941,50379,89173,4932,3100
2910,002919,99948,50384,89177,4935,3100
2920,002929,99955,50389,89181,4938,3100
2930,002939,99962,50394,89185,4941,3100
2940,002949,99969,50399,89189,4944,3100
2950,002959,99976,50404,89193,4947,3100
2960,002969,99983,50409,89197,4950,3100
2970,002979,99990,50414,89201,4953,3100
2980,002989,99997,50419,89205,4956,3100
2990,002999,991004,50424,89209,4959,3100
3000,003009,991011,50429,89213,4962,3100
3010,003019,991018,50434,89217,4965,3100
3020,003029,991025,50439,89221,4968,3100
3030,003039,991032,50444,89225,4971,3100
3040,003049,991039,50449,89229,4974,3100
3050,003059,991046,50454,89233,4977,3100
3060,003069,991053,50459,89237,4980,3100
3070,003079,991060,50464,89241,4983,3100
3080,003089,991067,50469,89245,4986,3100
3090,003099,991074,50474,89249,4989,3100
3100,003109,991081,50479,89253,4992,3100
3110,003119,991088,50484,89257,4995,3100
3120,003129,991095,50489,89261,4998,310,330
3130,003139,991102,50494,89265,49101,312,330
3140,003149,991109,50499,89269,49104,314,330
3150,003159,991116,50504,89273,49107,316,330
3160,003169,991123,50509,89277,49110,318,330
3170,003179,991130,50514,89281,49113,3110,330
3180,003189,991137,50519,89285,49116,3112,330
3190,003199,991144,50524,89289,49119,3114,330
3200,003209,991151,50529,89293,49122,3116,330
3210,003219,991158,50534,89297,49125,3118,330
3220,003229,991165,50539,89301,49128,3120,330
3230,003239,991172,50544,89305,49131,3122,330
3240,003249,991179,50549,89309,49134,3124,330
3250,003259,991186,50554,89313,49137,3126,330
3260,003269,991193,50559,89317,49140,3128,330
3270,003279,991200,50564,89321,49143,3130,330
3280,003289,991207,50569,89325,49146,3132,330
3290,003299,991214,50574,89329,49149,3134,330
3300,003309,991221,50579,89333,49152,3136,330
3310,003319,991228,50584,89337,49155,3138,330
3320,003329,991235,50589,89341,49158,3140,330
3330,003339,991242,50594,89345,49161,3142,330
3340,003349,991249,50599,89349,49164,3144,330
3350,003359,991256,50604,89353,49167,3146,330
3360,003369,991263,50609,89357,49170,3148,330
3370,003379,991270,50614,89361,49173,3150,330
3380,003389,991277,50619,89365,49176,3152,330
3390,003399,991284,50624,89369,49179,3154,330
3400,003409,001291,50629,89373,49182,3156,330
3410,003419,001298,50634,89377,49185,3158,330
3420,003429,001305,50639,89381,49188,3160,330
3430,003439,001312,50644,89385,49191,3162,330
3440,003449,001319,50649,89389,49194,3164,330
3450,003459,001326,50654,89393,49197,3166,330,56
3460,003469,001333,50659,89397,49200,3168,331,56
3470,003479,001340,50664,89401,49203,3170,332,56
3480,003489,001347,50669,89405,49206,3172,333,56
3490,003499,001354,50674,89409,49209,3174,334,56
3500,003509,991361,50679,89413,49212,3176,335,56
3510,003519,991368,50684,89417,49215,3178,336,56
3520,003529,991375,50689,89421,49218,3180,337,56
3530,003539,991382,50694,89425,49221,3182,338,56
3540,003549,991389,50699,89429,49224,3184,339,56
3550,003559,991396,50704,89433,49227,3186,3310,56
3560,003569,991403,50709,89437,49230,3188,3311,56
3570,003579,991410,50714,89441,49233,3190,3312,56
3580,003589,991417,50719,89445,49236,3192,3313,56
3590,003599,991424,50724,89449,49239,3194,3314,56
3600,003609,991431,50729,89453,49242,3196,3315,56
3610,003619,991438,50734,89457,49245,3198,3316,56
3620,003629,991445,50739,89461,49248,31100,3317,56
3630,003639,991452,50744,89465,49251,31102,3318,56
3640,003649,991459,50749,89469,49254,31104,3319,56
3650,003659,991466,50754,89473,49257,31106,3320,56
3660,003669,991473,50759,89477,49260,31108,3321,56
3670,003679,991480,50764,89481,49263,31110,3322,56
3680,003689,991487,50769,89485,49266,31112,3323,56
3690,003699,991494,50774,89489,49269,31114,3324,56
3700,003709,991501,50779,89493,49272,31116,3325,56
3710,003719,991508,50784,89497,49275,31118,3326,56
3720,003729,991515,50789,89501,49278,31120,3327,56
3730,003739,991522,50794,89505,49281,31122,3328,56
3740,003749,991529,50799,89509,49284,31124,3329,56
3750,003759,991536,50804,89513,49287,31126,3330,56
3760,003769,991543,50809,89517,49290,31128,3331,56
3770,003779,991550,50814,89521,49293,31130,3332,56
3780,003789,991557,50819,89525,49296,31132,3333,56
3790,003799,991564,50824,89529,49299,31134,3334,56
3800,003809,991571,50829,89533,49302,31136,3335,56
3810,003819,991578,50834,89537,49305,31138,3336,56
3820,003829,991585,50839,89541,49308,31140,3337,56
3830,003839,991592,50844,89545,49311,31142,3338,56
3840,003849,991599,50849,89549,49314,31144,3339,56
3850,003859,991606,50854,89553,49317,31146,3340,56
3860,003869,991613,50859,89557,49320,31148,3341,56
3870,003879,991620,50864,89561,49323,31150,3342,56
3880,003889,991627,50869,89565,49326,31152,3343,56
3890,003899,991634,50874,89569,49329,31154,3344,56
3900,003909,991641,50879,89573,49332,31156,3345,56
3910,003919,991648,50884,89577,49335,31158,3346,56
3920,003929,991655,50889,89581,49338,31160,3347,56
3930,003939,991662,50894,89585,49341,31162,3348,56
3940,003949,991669,50899,89589,49344,31164,3349,56
3950,003959,991676,50904,89593,49347,31166,3350,56
3960,003969,991683,50909,89597,49350,31168,3351,56
3970,003979,991690,50914,89601,49353,31170,3352,56
3980,003989,991697,50919,89605,49356,31172,3353,56
3990,003999,991704,50924,89609,49359,31174,3354,56
4000,004009,991711,50929,89613,49362,31176,3355,56
4010,004019,991718,50934,89617,49365,31178,3356,56
4020,004029,991725,50939,89621,49368,31180,3357,56
4030,004039,991732,50944,89625,49371,31182,3358,56
4040,004049,991739,50949,89629,49374,31184,3359,56
4050,004059,991746,50954,89633,49377,31186,3360,56
4060,004069,991753,50959,89637,49380,31188,3361,56
4070,004079,991760,50964,89641,49383,31190,3362,56
4080,004089,991767,50969,89645,49386,31192,3363,56
4090,004099,991774,50974,89649,49389,31194,3364,56
4100,004109,991781,50979,89653,49392,31196,3365,56
4110,004119,991788,50984,89657,49395,31198,3366,56
4120,004129,991795,50989,89661,49398,31200,3367,56
4130,004139,991802,50994,89665,49401,31202,3368,56
4140,004149,991809,50999,89669,49404,31204,3369,56
4150,004159,991816,501004,89673,49407,31206,3370,56
4160,004169,991823,501009,89677,49410,31208,3371,56
4170,004179,991830,501014,89681,49413,31210,3372,56
4180,004189,991837,501019,89685,49416,31212,3373,56
4190,004199,991844,501024,89689,49419,31214,3374,56
4200,004209,991851,501029,89693,49422,31216,3375,56
4210,004219,991858,501034,89697,49425,31218,3376,56
4220,004229,991865,501039,89701,49428,31220,3377,56
4230,004239,991872,501044,89705,49431,31222,3378,56
4240,004249,991879,501049,89709,49434,31224,3379,56
4250,004259,991886,501054,89713,49437,31226,3380,56
4260,004269,991893,501059,89717,49440,31228,3381,56
4270,004279,991900,501064,89721,49443,31230,3382,56
4280,004289,991907,501069,89725,49446,31232,3383,56
4290,004299,991914,501074,89729,49449,31234,3384,56
4300,004309,991921,501079,89733,49452,31236,3385,56
4310,004319,991928,501084,89737,49455,31238,3386,56
4320,004329,991935,501089,89741,49458,31240,3387,56
4330,004339,991942,501094,89745,49461,31242,3388,56
4340,004349,991949,501099,89749,49464,31244,3389,56
4350,004359,991956,501104,89753,49467,31246,3390,56
4360,004369,991963,501109,89757,49470,31248,3391,56
4370,004379,991970,501114,89761,49473,31250,3392,56
4380,004389,991977,501119,89765,49476,31252,3393,56
4390,004399,991984,501124,89769,49479,31254,3394,56
4400,004409,991991,501129,89773,49482,31256,3395,56
4410,004419,991998,501134,89777,49485,31258,3396,56
4420,004429,992005,501139,89781,49488,31260,3397,56
4430,004439,992012,501144,89785,49491,31262,3398,56
4440,004449,992019,501149,89789,49494,31264,3399,56
4450,004459,992026,501154,89793,49497,31266,33100,56
4460,004469,992033,501159,89797,49500,31268,33101,56
4470,004479,992040,501164,89801,49503,31270,33102,56
4480,004489,992047,501169,89805,49506,31272,33103,56
4490,004499,992054,501174,89809,49509,31274,33104,56
4500,004509,992061,501179,89813,49512,31276,33105,56
4510,004519,992068,501184,89817,49515,31278,33106,56
4520,004529,992075,501189,89821,49518,31280,33107,56
4530,004539,992082,501194,89825,49521,31282,33108,56
4540,004549,992089,501199,89829,49524,31284,33109,56
4550,004559,992096,501204,89833,49527,31286,33110,56
4560,004569,992103,501209,89837,49530,31288,33111,56
4570,004579,992110,501214,89841,49533,31290,33112,56
4580,004589,992117,501219,89845,49536,31292,33113,56
4590,004599,992124,501224,89849,49539,31294,33114,56
4600,004609,992131,501229,89853,49542,31296,33115,56
4610,004619,992138,501234,89857,49545,31298,33116,56
4620,004629,992145,501239,89861,49548,31300,33117,56
4630,004639,992152,501244,89865,49551,31302,33118,56
4640,004649,992159,501249,89869,49554,31304,33119,56
4650,004659,992166,501254,89873,49557,31306,33120,56
4660,004669,992173,501259,89877,49560,31308,33121,56
4670,004679,992180,501264,89881,49563,31310,33122,56
4680,004689,992187,501269,89885,49566,31312,33123,56
4690,004699,992194,501274,89889,49569,31314,33124,56
4700,004709,992201,501279,89893,49572,31316,33125,56
4710,004719,992208,501284,89897,49575,31318,33126,56
4720,004729,992215,501289,89901,49578,31320,33127,56
4730,004739,992222,501294,89905,49581,31322,33128,56
4740,004749,992229,501299,89909,49584,31324,33129,56
4750,004759,992236,501304,89913,49587,31326,33130,56
4760,004766,992243,501309,89917,49590,31328,33131,56
Der Mehrbetrag über 4766,99 Euro ist voll pfändbar.

Neue Pfändungstabelle: Die wichtigsten Änderungen

Neue Pfändungstabelle: Die Pfändungsfreigrenzen wurden angehoben!
Neue Pfändungstabelle: Die Pfändungsfreigrenzen wurden angehoben!

Wird das Arbeitseinkommen eines Menschen gepfändet, weil dieser Schulden hat, so muss sichergestellt werden, dass der Betroffene seinen Lebensunterhalt bestreiten kann. Daher ist gemäß § 850c Absatz 1 der Zivilprozessordnung (ZPO) ein Teil des Arbeitseinkommens von einem Schuldner unpfändbar.

Diese Pfändungsfreigrenzen werden jährlich zum 1. Juli angepasst. Dabei orientieren sich die neuen Werte an der Änderung des einkommensteuerrechtlichen Grundfreibetrages nach dem Einkommensteuergesetzes (EStG).

Der Grundfreibetrag lag seit dem 1. Juli 2024 bei 1.492 Euro. Die neue Pfändungstabelle, welche zum 1. Juli 2025 in Kraft tritt, weist einen Betrag von 1.559,99 Euro aus. Das entspricht einer Steigerung von fast 68 Euro.

Die Pfändungsfreigrenzen erhöhen sich, wenn ein Schuldner unterhaltspflichtig gegenüber anderen Personen ist. Der dadurch nicht gepfändete Betrag deckt allerdings in der Regel „nur“ die Kosten für den Unterhalt ab. Der Schuldner hat dadurch monatlich nicht mehr Geld zur Verfügung. Deswegen greift ein höherer Freibetrag auch nur, wenn der Schuldner tatsächlich Unterhaltszahlungen leistet.

Wichtig: Haben Sie einen Verdienst, der über die Pfändungsfreigrenzen hinausgeht, so ist dieser voll pfändbar. Mit Einführung der neuen Pfändungstabelle gilt das ab sofort für alle Beträge, die über 4.766,99 Euro hinausgehen. Bis zum 1. Juli 2025 waren es noch 4.573 Euro.

Kurz & Knapp: Alles Wichtige zum Pfändungsfreibetrag im Video

Was ist der Pfändungsfreibetrag und wie hoch fällt dieser aus? Die Antwort gibt es im Video!
Was ist der Pfändungsfreibetrag und wie hoch fällt dieser aus? Die Antwort gibt es im Video!

Quellen und weiterführende Links

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Über den Autor

Jan Frederik Strasmann (Rechtsanwalt)
Jan Frederik Strasmann, LL. M.

Jan Frederik Strasmann absolvierte sein Studium an der Universität Bremen. Nach seinem Referendariat am OLG Celle erwarb er in Dublin seinen Master of Laws (LL. M.). Seit 2014 ist er als Rechtsanwalt zugelassen. Als Autor für schuldnerberatung.de befasst er sich u. a. mit dem Insolvenzrecht.

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